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Small Business Owners

You’ve built your business with dedication and entrepreneurial spirit. Now, it's crucial to ensure that the wealth you’ve created supports both your personal dreams and your business goals. As your personal CFO, we see the full picture of your finances, saving you time and streamlining your wealth management—so you can spend more time doing what you love.

Common Pain Point

Concentration Risk in the Business

Concerns having a large portion of your assets tied up in your business, lacking a strategy to diversify and systematically save for retirement.

How We Can Help

We review your business finances and help you form a systematic plan to save for retirement, while also guiding you in selecting the optimal tax entity and retirement plan structure.

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Saving Enough

Common Pain Point

Anxiety about retirement readiness, feeling you are lagging peers when it comes to retirement savings.

How We Can Help

Through comprehensive planning, we explore various retirement scenarios, providing actionable steps to help you confidently meet your retirement goals.

Cash Flow Management

Common Pain Point

Difficulty managing cash flow effectively, balancing between reinvesting in the business, taxes, and personal needs.

How We Can Help

We develop strategies to optimize your business's cash flow, ensuring sufficient liquidity for both business growth and personal financial stability.

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Common Pain Point

Investment Strategy

Uncertainty about the economy and markets. Discomfort investing in public markets due to volatility, despite being comfortable investing in your own business.

How We Can Help

We evaluate your current portfolio, assess its risk, and tailor a more efficient strategy that better aligns with your goals, risk tolerance and tax situation. Education and ongoing management are part of our commitment to keep you informed and confident.

Tax Planning

Common Pain Point

The complexity of optimizing taxes, given the intricate interplay between personal and business financial decisions.

How We Can Help

Annual and future-focused tax planning helps navigate complex issues, saving you and your heirs tax dollars. We work directly with your CPA or can recommend a trusted tax professional who specializes in needs like yours.

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Estate and Legacy Planning

Common Pain Point

Ensuring that your estate plan is up-to-date, properly accounts for your business, minimizes taxes and probate, and effectively passes your legacy to the next generation.

How We Can Help

We review your estate plan, identifying risks or misalignments and work with your attorney to update them as needed to ensure they meet your legacy goals and minimize potential taxes and probate issues. We can also recommend a trusted attorney if you’d prefer.

Business Succession Planning

Common Pain Point

Concerns about the future of your business and establishing a clear succession plan that aligns with your vision.

How We Can Help

We collaborate with business succession experts and business brokers to help you develop a succession plan that ensures the continuity of your business according to your long-term goals.

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Can’t Find the Time

Common Pain Point

Struggling to find enough hours in the day to balance family, personal time, and managing the business effectively.

How We Can Help

While we can’t do the heavy lifting of managing your business, we can reduce the time you spend managing your personal and business finances, freeing you to focus on what’s important to you.

By addressing common pain points like these, along with a host of others, through a comprehensive financial plan, we ensure small business owners are well-prepared to grow their business and secure their family’s financial future, with a personal CFO by their side every step of the way.

Learn more about our suite of services and how we can tailor them to meet your needs.

Ready to take control of your retirement journey? Schedule a consultation with us today.

Clarify your vision.

Simplify your wealth management.

Focus on what truly matters.

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© 2024 Gather Wealth, LLC

Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any securities. This website and its associated links offer news, commentary, and generalized research, not personalized investment advice. This website is for informational purposes only and does not constitute a complete description of our investment services or performance. Nothing on this website should be interpreted to state or imply that past results are an indication of future. All investments involve risk and unless otherwise stated, are not guaranteed. Be sure to consult with a tax professional before implementing any investment strategy.

 

Investment advisory services offered through Guardian Wealth Advisors D/B/A Gather Wealth, LLC. Guardian Wealth Advisors is a Registered Investment Advisor (RIA) registered with the Securities and Exchange Commission and is headquartered in Raleigh, NC. Registration does not imply a certain level of skill or training.

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