Small Business Owners
You’ve built your business with dedication and entrepreneurial spirit. Now, it's crucial to ensure that the wealth you’ve created supports both your personal dreams and your business goals. As your personal CFO, we see the full picture of your finances, saving you time and streamlining your wealth management—so you can spend more time doing what you love.
Common Pain Point
Concentration Risk in the Business
Concerns having a large portion of your assets tied up in your business, lacking a strategy to diversify and systematically save for retirement.
How We Can Help
We review your business finances and help you form a systematic plan to save for retirement, while also guiding you in selecting the optimal tax entity and retirement plan structure.
Saving Enough
Common Pain Point
Anxiety about retirement readiness, feeling you are lagging peers when it comes to retirement savings.
How We Can Help
Through comprehensive planning, we explore various retirement scenarios, providing actionable steps to help you confidently meet your retirement goals.
Cash Flow Management
Common Pain Point
Difficulty managing cash flow effectively, balancing between reinvesting in the business, taxes, and personal needs.
How We Can Help
We develop strategies to optimize your business's cash flow, ensuring sufficient liquidity for both business growth and personal financial stability.
Common Pain Point
Investment Strategy
Uncertainty about the economy and markets. Discomfort investing in public markets due to volatility, despite being comfortable investing in your own business.
How We Can Help
We evaluate your current portfolio, assess its risk, and tailor a more efficient strategy that better aligns with your goals, risk tolerance and tax situation. Education and ongoing management are part of our commitment to keep you informed and confident.
Tax Planning
Common Pain Point
The complexity of optimizing taxes, given the intricate interplay between personal and business financial decisions.
How We Can Help
Annual and future-focused tax planning helps navigate complex issues, saving you and your heirs tax dollars. We work directly with your CPA or can recommend a trusted tax professional who specializes in needs like yours.
Estate and Legacy Planning
Common Pain Point
Ensuring that your estate plan is up-to-date, properly accounts for your business, minimizes taxes and probate, and effectively passes your legacy to the next generation.
How We Can Help
We review your estate plan, identifying risks or misalignments and work with your attorney to update them as needed to ensure they meet your legacy goals and minimize potential taxes and probate issues. We can also recommend a trusted attorney if you’d prefer.
Business Succession Planning
Common Pain Point
Concerns about the future of your business and establishing a clear succession plan that aligns with your vision.
How We Can Help
We collaborate with business succession experts and business brokers to help you develop a succession plan that ensures the continuity of your business according to your long-term goals.
Can’t Find the Time
Common Pain Point
Struggling to find enough hours in the day to balance family, personal time, and managing the business effectively.
How We Can Help
While we can’t do the heavy lifting of managing your business, we can reduce the time you spend managing your personal and business finances, freeing you to focus on what’s important to you.
By addressing common pain points like these, along with a host of others, through a comprehensive financial plan, we ensure small business owners are well-prepared to grow their business and secure their family’s financial future, with a personal CFO by their side every step of the way.
Learn more about our suite of services and how we can tailor them to meet your needs.
Ready to take control of your retirement journey? Schedule a consultation with us today.